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Insurance

INSURANCE

When taking out finance for your new car, ask about the products below and find out how they can be of great benefit to you

EXTENDED WARRANTY

We now have warranties that range from as long as 1 to 5 years with different levels of cover from limited cover to comprehensive cover, giving you even more peace of mind at a small additional investment, providing you cover against mechanical breakdown for parts and labour any where in Australia. With the additional option of 24 hours Roadside Assist for up to 3 years.

CAR INSURANCE

Providing you with not only competitive pricing but also the flexibility of annual or monthly payments.

GAP INSURANCE

Are you considering taking out finance for your car with little or no deposit? This product will protect you in the event of a total loss on your car where your car insurer fails to payout the finance company in full, gap insurance will payout the short fall up to $15000.00 and give you $5000.00 towards the purchase of your next car, allowing you to walk away with a clean slate and making the purchase of your next car more possible, there are various level of covers available to suit your needs.

TOTAL ASSIST INSURANCE

Have you had your car stolen or written off in an accident and the insurer wouldn’t cover all those personal possessions lost? This product will give you total peace of mind and provide you with a cheque of $5000 in the event of a total loss with your car. You can choose to either replace any of your personal possessions lost, pay for your next car insurance policy, pay your excess or simply use towards your next purchase. The choice is yours! There are also different levels of cover to suit your needs.

LOAN INSURANCE | CCI

One of the biggest concerns today when financing a car and having that monthly commitment is the "WHAT IF" factor. Don't be a statistic, remember prevention is better than cure, invest in loan insurance and have a stress free loan. Loan insurance is available with different levels of cover to suit everyone and help you make those monthly repayments in your time of need. Talk to our finance manager help select an appropriate level of cover to suit you.


Disability cover
Disability and unemployment
Disability, unemployment and death cover
Death cover only

LOAN TERMINITATION INSURANCE

Often without warning our financial situation can change dramatically. An illness which goes on longer than expected or perhaps an accident which puts the breadwinner out of action for many months. At some point it may prove difficult to make payments on your car loan and the only option is to hand it back to the dealer to reduce the debt. Often, the value of the vehicle declines quicker than the loan balance and as a result there may still be an amount to pay to the financier.
One of the great benefits ERIC Insurance provides is Loan Termination Insurance which takes care of the shortfall in this situation of up to $15,000, depending on option chosen, to give customers that extra peace of mind. With this simple and easy cover, there’s no need to endure added stress!
PREMIUM FUNDING INSURANCE

Are you in a position where you want to purchase any of the insurance products above and just don't have the disposable cash to do it now? We now have funding available for all our insurance products allowing you to purchase any or all of the above insurance's with easy monthly repayments direct debited from your nominated bank account, no credit checks, no application, no fuss and 100% approval regardless of your credit status call us to find out more.

Best car of the year

Australia's Best Cars, Australia's most comprehensive car awards program, is conducted by the NRMA and six other state auto clubs - RACV, RACQ, RAASA, RACWA, RACT and the AANT.

The 2015 Australia's Best Cars Awards winners have been announced, with a total of 15 cars judged to be the top in their respective categories in the country.

This year, the NRMA is launching the all-new Best Cars website. The site brings together all the data from the Australia's Best Cars program and allows users to fill in their own criteria to determine which vehicle best suits their needs. Best Cars is an independent car review site with no commercial affiliation and is the only car evaluation site that publishes its scores. It offers a deep analysis of the winners and finalists, as well as videos on each of the winners.

The awards are conducted by expert judges from auto clubs around Australia, with the NRMA represented by Online Motoring Content Editor Jaedene Hudson and Senior Motoring Writer Tim Pomroy.

In addition to the 15 category winners listed below, Australia's Best Cars also selects one winner as the Judges' Choice. This award recognises an affordable vehicle (priced under the luxury car tax threshold) that has made the greatest contribution to the Australian market or is deemed by the judges as the stand-out winner either through its technology, safety, innovation or ability to meet or exceed consumer expectations. It must offer good fuel efficiency relative to its class and perform its intended function well.

In total, 180 cars were assessed throughout 2015 and, of these, 45 finalists were chosen to undergo rigorous road tests over five days. Factors such as running and repair costs, fuel consumption, depreciation and safety were all taken into consideration when selecting the winners.

The result is the nation's most comprehensive guide to buying the best new car. Whether you're looking for a micro city car, a sports car or a dual cab ute, Australia's Best Cars and the Best Cars website will help ensure you make an informed decision when you buy your next car.
And to see the 2015 Australia's Best Cars winners click on this link 2015 BEST CAR WINNERS