Insurance

INSURANCE

When taking out finance for your new car, ask about the products below and find out how they can be of great benefit to you


EXTENDED WARRANTY

We now have warranties that range from as long as 1 to 5 years with different levels of cover from limited cover to comprehensive cover, giving you even more peace of mind at a small additional investment, providing you cover against mechanical breakdown for parts and labour any where in Australia. With the additional option of 24 hours Roadside Assist for up to 3 years.


CAR INSURANCE

Providing you with not only competitive pricing but also the flexibility of annual or monthly payments.


GAP INSURANCE

Are you considering taking out finance for your car with little or no deposit? This product will protect you in the event of a total loss on your car where your car insurer fails to payout the finance company in full, gap insurance will payout the short fall up to $15000.00 and give you $5000.00 towards the purchase of your next car, allowing you to walk away with a clean slate and making the purchase of your next car more possible, there are various level of covers available to suit your needs.


TOTAL ASSIST INSURANCE

Have you had your car stolen or written off in an accident and the insurer wouldn’t cover all those personal possessions lost? This product will give you total peace of mind and provide you with a cheque of $5000 in the event of a total loss with your car. You can choose to either replace any of your personal possessions lost, pay for your next car insurance policy, pay your excess or simply use towards your next purchase. The choice is yours! There are also different levels of cover to suit your needs.


LOAN INSURANCE | CCI

One of the biggest concerns today when financing a car and having that monthly commitment is the "WHAT IF" factor. Don't be a statistic, remember prevention is better than cure, invest in loan insurance and have a stress free loan. Loan insurance is available with different levels of cover to suit everyone and help you make those monthly repayments in your time of need. Talk to our finance manager help select an appropriate level of cover to suit you.


Disability cover
Disability and unemployment
Disability, unemployment and death cover
Death cover only


LOAN TERMINITATION INSURANCE

Often without warning our financial situation can change dramatically. An illness which goes on longer than expected or perhaps an accident which puts the breadwinner out of action for many months. At some point it may prove difficult to make payments on your car loan and the only option is to hand it back to the dealer to reduce the debt. Often, the value of the vehicle declines quicker than the loan balance and as a result there may still be an amount to pay to the financier.
One of the great benefits ERIC Insurance provides is Loan Termination Insurance which takes care of the shortfall in this situation of up to $15,000, depending on option chosen, to give customers that extra peace of mind. With this simple and easy cover, there’s no need to endure added stress!
PREMIUM FUNDING INSURANCE

Are you in a position where you want to purchase any of the insurance products above and just don't have the disposable cash to do it now? We now have funding available for all our insurance products allowing you to purchase any or all of the above insurance's with easy monthly repayments direct debited from your nominated bank account, no credit checks, no application, no fuss and 100% approval regardless of your credit status call us to find out more.

About This Web Site

This web site operated & owned by Auto Link Motors Pty Ltd, which is represented in all States and Territories as one company:

VIC, SA, WA, TAS, NSW, ACT, QLD & NT:

Auto Link Motors Pty Ltd ABN 26 109 185 079

LMCT: 10183

We trade as Auto Link Motors in all States, under the domain name "www.autolinkmotors.com.au" (“Auto Link Motors Web Site"). Your use of the information, graphics and materials on the Auto Link Motors Web Site (“Material on this web site ") is governed by these Terms & Conditions and the Privacy Policy. In addition to the terms contained in this document, there are also specific terms which form part of the Terms & Conditions and govern your use of, and access to, certain sections of the Auto Link Motors Web Site. Since you are also bound by these additional terms, you should review them wherever they are accessible by you on the Auto Link Motors Web Site.


Links To Other Web Sites

The Auto Link Motors Web Site may contain links to other web sites operated by third parties (“Third Party Web Sites”). Auto Link Motors does not endorse, or approve of the operators of Third Party Web Sites, or the information, graphics and material on those Third Party Web Sites (“Third Party Material”).

Subject to any applicable law which cannot be excluded, Auto Link Motors makes no warranties or representations:

Regarding the quality, accuracy, merchantability or fitness for purpose of Third Party Material or products or services available through Third Party Web Sites; or that Third Party Material does not infringe the intellectual property rights of any person. Auto Link Motors is not authorising the reproduction of Third Party Material by linking Material on this web site to Third Party Material.

When you follow a link on the Auto Link Motors Web Site, material at a Third Party Web Site may be displayed in your browser framed by Material on this web site. This material is also Third Party Material for the purpose of these Terms of Use.

All offers to sell and statements relating to goods and services available on Third Party Web Sites are the responsibility of and given by the Third Party Web Site operator. Insofar as such offers and statements are made on the Auto Link Motors Web Site, such offers and statements are made by Auto Link Motors on behalf of the operator. Auto Link Motors expressly disclaims acting in any other respect on behalf of Third Party Web Site operators. 

Auto Link Motors may receive payments from operators of Third Party Web Sites in relation to goods or services supplied by the operator as a result of you linking to the Third Party Web Site from the Auto Link Motors Web Site.


Third Party Software

Unless otherwise indicated software downloads available via links from the Auto Link Motors Web Site are third party products. These products may be subject to a licence agreement between you and the relevant product owner. To the extent permitted by law, Auto Link Motors accepts no liability in respect of such third party products and Auto Link Motors provides no warranty and gives no endorsement in respect of such products or any party connected with them. We do, however, welcome your feedback or suggestions concerning these products.


Auto Link Motors Product Information and Supply

Material on this web site is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information contained within this website, you should consider the appropriateness of it (and any relevant product) having regard to your circumstances and, if a current offer document is available, read the offer document before acquiring products named on this website. You should also seek independent financial advice prior to acquiring a financial product. Unless expressly stated otherwise, the Material on this web site:

Does not constitute an offer or inducement to enter into a legally binding contract; and

Does not form part of the terms and conditions for any products and services.

For further information about a particular product or service please contact us or a representative. All applications for credit are subject to the credit provider’s normal credit approval criteria. All applications for insurance are subject to the insurer's normal underwriting criteria.


Warranties

While we have made every effort to ensure that information is free from error, Auto Link Motors does not warrant the accuracy, adequacy or completeness of Material on this web site.

All information is subject to change without notice. Auto Link Motors recommends that you seek independent advice before acting upon Material on this web site or Third Party Material.

Auto Link Motors does not guarantee that the Auto Link Motors Web Site or Third Party Web Sites will be free from viruses, or that access to the Auto Link Motors Web Site or Third Party Web Sites will be uninterrupted.


Limitation of Liability

Subject to any responsibilities implied by law and which cannot be excluded, no member of Auto Link Motors is liable to you for any losses, damages, liabilities, claims and expenses (including but not limited to legal costs and defence or settlement costs) whatsoever arising out of or referable to Material on the Auto Link Motors Web Site or to Third Party Material, whether in contract, tort including negligence, statute or otherwise.

Liability of any member of Auto Link Motors for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited to the extent possible, at Auto Link Motors option, to:

The supply of the goods or services again;

The repair of the goods; or

Payment of the cost of having the goods or services supplied again or repaired.


Termination

These Terms of Use (and the agreement constituted by your use of the information, graphics and materials on the Auto Link Motors Web Site) and your access to the Auto Link Motors Web Site may be terminated at any time by Auto Link Motors without notice. All restrictions, licences granted by you and all disclaimers and limitations of liability by Auto Link Motors will survive termination, however, you will no longer be authorised to access the Auto Link Motors Web Site.

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Copyright in the Material on this Web Site is owned or licensed by Auto Link Motors.

Except where necessary for viewing the Material on this web site on your browser, or as permitted under the Copyright Act 1968 (cmwth) or other applicable laws or these Terms & Conditions, no Material on this web site may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of Auto Link Motors.

“Auto Link Motors ", and all associated trademarks, are trademarks of Auto Link Motors Pty Ltd.


Linking To Auto Link Motors Web Site

Please contact Auto Link Motors if you would like to place a link to any part of the Auto Link Motors Web Site.

Acceptance and Changes To Terms & Conditions

You acknowledge and accept that your use of the Auto Link Motors Web Site indicates your acceptance of these Terms & Conditions and the Privacy Policy.

These are the current Terms & Conditions. They replace any other Terms & Conditions for the Auto Link Motors Web Site published on the Auto Link Motors Web Site to date.

Auto Link Motors may at any time vary the Terms & Conditions by publishing the varied Terms & Conditions on the Auto Link Motors Web Site. You accept that by doing this, Auto Link Motors has provided you with sufficient notice of the variation. Auto Link Motors reserves any rights not expressly granted in these Terms & Conditions.